# Optimum Credit Limited

## Details

- **Company number:** [12546434](https://find-and-update.company-information.service.gov.uk/company/12546434)
- **Status:** Active
- **Type:** Private Limited Company
- **Incorporated:** 3 Apr 2020
- **Registered office:** 4 CAPITAL QUARTER, TYNDALL STREET, CARDIFF, CF10 4BZ
- **Nature of business:** [64999](/sic/64999) Financial intermediation not elsewhere classified
- **Corporate group:** [Pepper Money (Pmb) Limited](/group/57177) (5 companies)


## Previous names

- Naga Funding No.2 Limited (until 23 Oct 2020)
- UK Mortgage Lending Ltd (until 21 Jan 2022)




## Control

| Name | Nature of control | Notified | Ceased |
|---|---|---|---|
| The Law Debenture Intermediary Corporation Plc | ownership-of-shares-75-to-100-percent, voting-rights-75-to-100-percent | 3 Apr 2020 | 4 Dec 2024 |
| Pepper Money (Pmb) Limited | ownership-of-shares-75-to-100-percent, voting-rights-75-to-100-percent, right-to-appoint-and-remove-directors | 4 Dec 2024 |  |



## Accounts

| Year ended | Net assets | Cash |
|---|---|---|
| 31 Dec 2025 | £1 | £1 |
| 31 Dec 2024 | £1 | £1 |
| 31 Dec 2020 | £1 | £1 |



## Owned by

Optimum Credit Limited → [Pepper Money (Pmb) Limited](/company/11279150)





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