# Arma Karma Limited

## Details

- **Company number:** [12002692](https://find-and-update.company-information.service.gov.uk/company/12002692)
- **Status:** Active
- **Type:** Private Limited Company
- **Incorporated:** 17 May 2019
- **Registered office:** INNOVATION CENTRE, KNOWLEDGE GATEWAY, BOUNDARY ROAD, COLCHESTER, CO4 3ZQ
- **Nature of business:** [66220](/sic/66220) Activities of insurance agents and brokers
- **Corporate group:** [NFP UK Holdings Limited](/group/4974) (41 companies)



## Officers

| Name | Role | Appointed | Resigned |
|---|---|---|---|
| WELCH, Philip James | director | 20 Aug 2026 |  |
| MCMAHON-WHITE, Kerry Louise | director | 20 Aug 2026 |  |



## Control

| Name | Nature of control | Notified | Ceased |
|---|---|---|---|
| Bspoke Insurance Group Ltd | ownership-of-shares-75-to-100-percent, voting-rights-75-to-100-percent, right-to-appoint-and-remove-directors | 25 Oct 2024 |  |
| Mr Christian Frogner | significant-influence-or-control | 16 Aug 2019 | 25 Oct 2024 |
| Mr Benjamin Thomas Smyth | ownership-of-shares-25-to-50-percent, voting-rights-25-to-50-percent | 17 May 2019 | 25 Oct 2024 |



## Accounts

| Year ended | Net assets | Employees |
|---|---|---|
| 31 Oct 2023 | -£255,625 | 7 |
| 31 Oct 2022 | -£769,156 | 5 |
| 31 Oct 2021 | -£111,799 | 5 |
| 31 Oct 2020 | £133,746 | 4 |



## Owned by

Arma Karma Limited → [Bspoke Insurance Group Ltd](/company/14119717) → [NFP UK Holdings Limited](/company/09280047)




## Directors' other companies

- [MCMAHON-WHITE, Kerry Louise](/person/7385449) - director at [Pmgi Limited](/company/01073408)
- [MCMAHON-WHITE, Kerry Louise](/person/7385449) - director at [Pmhc Limited](/company/03018474)
- [WELCH, Philip James](/person/7138744) - director at [Bspoke Management Services Ltd](/company/14669649)
- [WELCH, Philip James](/person/7138744) - director at [Pmhc Limited](/company/03018474)
- [WELCH, Philip James](/person/7138744) - director at [Bspoke Uniformed Services Limited](/company/15291851)
- [WELCH, Philip James](/person/7138744) - director at [Provego Limited](/company/09366935)
- [WELCH, Philip James](/person/7138744) - director at [Pmgi Limited](/company/01073408)
- [WELCH, Philip James](/person/7138744) - director at [Bspoke Central Services Ltd](/company/08588189)
- [WELCH, Philip James](/person/7138744) - director at [Bspoke Lifestyle Ltd](/company/11429456)
- [WELCH, Philip James](/person/7138744) - director at [Miramar Underwriting Limited](/company/06985118)



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