{
  "company_number": "03425985",
  "name": "W.i.s.e. Underwriting Agency Limited",
  "url": "/company/03425985",
  "status": "In Administration",
  "is_active": true,
  "company_type": "Private Limited Company",
  "incorporated_on": "1997-08-28",
  "dissolved_on": null,
  "sic_codes": [
    "82990"
  ],
  "registered_address": {
    "id": 1083882,
    "url": "/address/1083882",
    "line1": "170A-172 HIGH STREET",
    "line2": "",
    "post_town": "RAYLEIGH",
    "county": "ESSEX",
    "country": "",
    "postcode": "SS6 7BS"
  },
  "companies_house_url": "https://find-and-update.company-information.service.gov.uk/company/03425985",
  "previous_names": [],
  "care_of": "",
  "po_box": "",
  "country_of_origin": "United Kingdom",
  "accounts": {
    "next_due": "2027-05-31",
    "last_made_up": "2025-08-31",
    "category": "TOTAL EXEMPTION FULL",
    "filings": [
      {
        "url": "/company/03425985/accounts/2025-08-31",
        "made_up_date": "2025-08-31",
        "period_start": "2025-08-31",
        "period_end": "2025-08-31",
        "entity_name": "W.I.S.E. Underwriting Agency Limited",
        "dormant": false,
        "average_employees": "10.00",
        "tangible_fixed_assets": "17122.00",
        "debtors": "682233.00",
        "cash_bank_in_hand": "4066970.00",
        "current_assets": "4749203.00",
        "creditors_due_within_one_year": null,
        "creditors_due_after_one_year": null,
        "net_current_assets_liabilities": "1452308.00",
        "total_assets_less_current_liabilities": "1469430.00",
        "net_assets_liabilities": "1465150.00",
        "called_up_share_capital": "22000.00",
        "profit_loss_account_reserve": "1443150.00",
        "shareholder_funds": "22000.00",
        "turnover": null,
        "other_operating_income": null,
        "cost_sales": null,
        "gross_profit_loss": null,
        "administrative_expenses": null,
        "raw_materials_consumables": null,
        "staff_costs": null,
        "depreciation_written_off": null,
        "other_operating_charges": null,
        "operating_profit_loss": null,
        "profit_before_tax": null,
        "tax_on_profit": null,
        "profit_loss_for_period": null,
        "file_type": "html",
        "parse_error": "",
        "source_zip": "Accounts_Monthly_Data-February2026.zip"
      },
      {
        "url": "/company/03425985/accounts/2024-08-31",
        "made_up_date": "2024-08-31",
        "period_start": "2024-08-31",
        "period_end": "2024-08-31",
        "entity_name": "W.I.S.E. Underwriting Agency Limited",
        "dormant": false,
        "average_employees": "11.00",
        "tangible_fixed_assets": "22830.00",
        "debtors": "917024.00",
        "cash_bank_in_hand": "5001462.00",
        "current_assets": "5918486.00",
        "creditors_due_within_one_year": null,
        "creditors_due_after_one_year": null,
        "net_current_assets_liabilities": "1487571.00",
        "total_assets_less_current_liabilities": "1510401.00",
        "net_assets_liabilities": "1504694.00",
        "called_up_share_capital": "22000.00",
        "profit_loss_account_reserve": "1482694.00",
        "shareholder_funds": "22000.00",
        "turnover": null,
        "other_operating_income": null,
        "cost_sales": null,
        "gross_profit_loss": null,
        "administrative_expenses": null,
        "raw_materials_consumables": null,
        "staff_costs": null,
        "depreciation_written_off": null,
        "other_operating_charges": null,
        "operating_profit_loss": null,
        "profit_before_tax": null,
        "tax_on_profit": null,
        "profit_loss_for_period": null,
        "file_type": "html",
        "parse_error": "",
        "source_zip": "Accounts_Monthly_Data-April2025.zip"
      },
      {
        "url": "/company/03425985/accounts/2023-08-31",
        "made_up_date": "2023-08-31",
        "period_start": "2023-08-31",
        "period_end": "2023-08-31",
        "entity_name": "W.I.S.E. Underwriting Agency Limited",
        "dormant": false,
        "average_employees": "11.00",
        "tangible_fixed_assets": "30440.00",
        "debtors": "1532270.00",
        "cash_bank_in_hand": "3744351.00",
        "current_assets": "5276621.00",
        "creditors_due_within_one_year": null,
        "creditors_due_after_one_year": null,
        "net_current_assets_liabilities": "2224815.00",
        "total_assets_less_current_liabilities": "2255255.00",
        "net_assets_liabilities": "2247645.00",
        "called_up_share_capital": "22000.00",
        "profit_loss_account_reserve": "2225645.00",
        "shareholder_funds": "22000.00",
        "turnover": null,
        "other_operating_income": null,
        "cost_sales": null,
        "gross_profit_loss": null,
        "administrative_expenses": null,
        "raw_materials_consumables": null,
        "staff_costs": null,
        "depreciation_written_off": null,
        "other_operating_charges": null,
        "operating_profit_loss": null,
        "profit_before_tax": null,
        "tax_on_profit": null,
        "profit_loss_for_period": null,
        "file_type": "html",
        "parse_error": "",
        "source_zip": "Accounts_Monthly_Data-January2024.zip"
      },
      {
        "url": "/company/03425985/accounts/2022-08-31",
        "made_up_date": "2022-08-31",
        "period_start": "2022-08-31",
        "period_end": "2022-08-31",
        "entity_name": "W.I.S.E. Underwriting Agency Limited",
        "dormant": false,
        "average_employees": "10.00",
        "tangible_fixed_assets": "19019.00",
        "debtors": "1206198.00",
        "cash_bank_in_hand": "3430488.00",
        "current_assets": "4636686.00",
        "creditors_due_within_one_year": null,
        "creditors_due_after_one_year": null,
        "net_current_assets_liabilities": "1414957.00",
        "total_assets_less_current_liabilities": "1433976.00",
        "net_assets_liabilities": "1429198.00",
        "called_up_share_capital": "22000.00",
        "profit_loss_account_reserve": "1407198.00",
        "shareholder_funds": "22000.00",
        "turnover": null,
        "other_operating_income": null,
        "cost_sales": null,
        "gross_profit_loss": null,
        "administrative_expenses": null,
        "raw_materials_consumables": null,
        "staff_costs": null,
        "depreciation_written_off": null,
        "other_operating_charges": null,
        "operating_profit_loss": null,
        "profit_before_tax": null,
        "tax_on_profit": null,
        "profit_loss_for_period": null,
        "file_type": "html",
        "parse_error": "",
        "source_zip": "Accounts_Monthly_Data-November2022.zip"
      },
      {
        "url": "/company/03425985/accounts/2021-08-31",
        "made_up_date": "2021-08-31",
        "period_start": "2021-08-31",
        "period_end": "2021-08-31",
        "entity_name": "W.I.S.E. Underwriting Agency Limited",
        "dormant": false,
        "average_employees": "8.00",
        "tangible_fixed_assets": "27461.00",
        "debtors": "899851.00",
        "cash_bank_in_hand": "5865956.00",
        "current_assets": "6765807.00",
        "creditors_due_within_one_year": null,
        "creditors_due_after_one_year": null,
        "net_current_assets_liabilities": "2565014.00",
        "total_assets_less_current_liabilities": "2592475.00",
        "net_assets_liabilities": "2587486.00",
        "called_up_share_capital": "22000.00",
        "profit_loss_account_reserve": "2565486.00",
        "shareholder_funds": "22000.00",
        "turnover": null,
        "other_operating_income": null,
        "cost_sales": null,
        "gross_profit_loss": null,
        "administrative_expenses": null,
        "raw_materials_consumables": null,
        "staff_costs": null,
        "depreciation_written_off": null,
        "other_operating_charges": null,
        "operating_profit_loss": null,
        "profit_before_tax": null,
        "tax_on_profit": null,
        "profit_loss_for_period": null,
        "file_type": "html",
        "parse_error": "",
        "source_zip": "Accounts_Monthly_Data-March2022.zip"
      },
      {
        "url": "/company/03425985/accounts/2020-08-31",
        "made_up_date": "2020-08-31",
        "period_start": "2020-08-31",
        "period_end": "2020-08-31",
        "entity_name": "W.I.S.E. Underwriting Agency Limited",
        "dormant": false,
        "average_employees": "8.00",
        "tangible_fixed_assets": "28251.00",
        "debtors": "1438005.00",
        "cash_bank_in_hand": "5150594.00",
        "current_assets": "6588599.00",
        "creditors_due_within_one_year": null,
        "creditors_due_after_one_year": null,
        "net_current_assets_liabilities": "1414868.00",
        "total_assets_less_current_liabilities": "1443119.00",
        "net_assets_liabilities": "1438030.00",
        "called_up_share_capital": "22000.00",
        "profit_loss_account_reserve": "1416030.00",
        "shareholder_funds": "22000.00",
        "turnover": null,
        "other_operating_income": null,
        "cost_sales": null,
        "gross_profit_loss": null,
        "administrative_expenses": null,
        "raw_materials_consumables": null,
        "staff_costs": null,
        "depreciation_written_off": null,
        "other_operating_charges": null,
        "operating_profit_loss": null,
        "profit_before_tax": null,
        "tax_on_profit": null,
        "profit_loss_for_period": null,
        "file_type": "html",
        "parse_error": "",
        "source_zip": "Accounts_Monthly_Data-February2021.zip"
      },
      {
        "url": "/company/03425985/accounts/2019-08-31",
        "made_up_date": "2019-08-31",
        "period_start": "2019-08-31",
        "period_end": "2019-08-31",
        "entity_name": "WISE Underwriting Agency Ltd",
        "dormant": false,
        "average_employees": "9.00",
        "tangible_fixed_assets": "33705.00",
        "debtors": "935089.00",
        "cash_bank_in_hand": "1846300.00",
        "current_assets": "2781389.00",
        "creditors_due_within_one_year": "2398822.00",
        "creditors_due_after_one_year": null,
        "net_current_assets_liabilities": "382567.00",
        "total_assets_less_current_liabilities": "416272.00",
        "net_assets_liabilities": "410208.00",
        "called_up_share_capital": "22000.00",
        "profit_loss_account_reserve": "388208.00",
        "shareholder_funds": "22000.00",
        "turnover": null,
        "other_operating_income": null,
        "cost_sales": null,
        "gross_profit_loss": null,
        "administrative_expenses": null,
        "raw_materials_consumables": null,
        "staff_costs": null,
        "depreciation_written_off": null,
        "other_operating_charges": null,
        "operating_profit_loss": null,
        "profit_before_tax": null,
        "tax_on_profit": null,
        "profit_loss_for_period": null,
        "file_type": "html",
        "parse_error": "",
        "source_zip": "Accounts_Monthly_Data-May2020.zip"
      },
      {
        "url": "/company/03425985/accounts/2018-08-31",
        "made_up_date": "2018-08-31",
        "period_start": "2017-09-01",
        "period_end": "2018-08-31",
        "entity_name": "WISE Underwriting Agency Ltd",
        "dormant": false,
        "average_employees": "10.00",
        "tangible_fixed_assets": "17912.00",
        "debtors": "245007.00",
        "cash_bank_in_hand": "858074.00",
        "current_assets": "1103081.00",
        "creditors_due_within_one_year": "936190.00",
        "creditors_due_after_one_year": null,
        "net_current_assets_liabilities": "166891.00",
        "total_assets_less_current_liabilities": "184803.00",
        "net_assets_liabilities": "181780.00",
        "called_up_share_capital": "22000.00",
        "profit_loss_account_reserve": "159780.00",
        "shareholder_funds": "22000.00",
        "turnover": null,
        "other_operating_income": null,
        "cost_sales": null,
        "gross_profit_loss": null,
        "administrative_expenses": null,
        "raw_materials_consumables": null,
        "staff_costs": null,
        "depreciation_written_off": null,
        "other_operating_charges": null,
        "operating_profit_loss": null,
        "profit_before_tax": null,
        "tax_on_profit": null,
        "profit_loss_for_period": "18351.00",
        "file_type": "html",
        "parse_error": "",
        "source_zip": "Accounts_Monthly_Data-November2018.zip"
      }
    ],
    "pdf_only_filings": [
      {
        "made_up_date": "2017-08-31",
        "filing_date": "2018-05-29",
        "form_type": "AA",
        "description": "accounts-with-accounts-type-total-exemption-full",
        "paper_filed": true,
        "pdf_url": "/company/03425985/accounts/2017-08-31.pdf",
        "companies_house_url": "https://find-and-update.company-information.service.gov.uk/company/03425985/filing-history/MzIwNjAzOTgxNmFkaXF6a2N4/document?format=pdf&download=0"
      },
      {
        "made_up_date": "2016-08-31",
        "filing_date": "2017-04-21",
        "form_type": "AA",
        "description": "accounts-with-accounts-type-total-exemption-small",
        "paper_filed": true,
        "pdf_url": "/company/03425985/accounts/2016-08-31.pdf",
        "companies_house_url": "https://find-and-update.company-information.service.gov.uk/company/03425985/filing-history/MzE3NDA3MzkzNWFkaXF6a2N4/document?format=pdf&download=0"
      },
      {
        "made_up_date": "2015-08-31",
        "filing_date": "2016-04-04",
        "form_type": "AA",
        "description": "accounts-with-accounts-type-total-exemption-small",
        "paper_filed": true,
        "pdf_url": "/company/03425985/accounts/2015-08-31.pdf",
        "companies_house_url": "https://find-and-update.company-information.service.gov.uk/company/03425985/filing-history/MzE0NTE4NzU3NmFkaXF6a2N4/document?format=pdf&download=0"
      },
      {
        "made_up_date": "2014-08-31",
        "filing_date": "2014-12-08",
        "form_type": "AA",
        "description": "accounts-with-accounts-type-total-exemption-small",
        "paper_filed": true,
        "pdf_url": "/company/03425985/accounts/2014-08-31.pdf",
        "companies_house_url": "https://find-and-update.company-information.service.gov.uk/company/03425985/filing-history/MzExMjg3MTM5NmFkaXF6a2N4/document?format=pdf&download=0"
      },
      {
        "made_up_date": "2013-08-31",
        "filing_date": "2014-03-04",
        "form_type": "AA",
        "description": "accounts-with-accounts-type-total-exemption-small",
        "paper_filed": true,
        "pdf_url": "/company/03425985/accounts/2013-08-31.pdf",
        "companies_house_url": "https://find-and-update.company-information.service.gov.uk/company/03425985/filing-history/MzA5NTYyMDcxN2FkaXF6a2N4/document?format=pdf&download=0"
      },
      {
        "made_up_date": "2012-08-31",
        "filing_date": "2013-05-08",
        "form_type": "AA",
        "description": "accounts-with-accounts-type-total-exemption-small",
        "paper_filed": true,
        "pdf_url": "/company/03425985/accounts/2012-08-31.pdf",
        "companies_house_url": "https://find-and-update.company-information.service.gov.uk/company/03425985/filing-history/MzA3NzYxNjc1M2FkaXF6a2N4/document?format=pdf&download=0"
      },
      {
        "made_up_date": "2011-08-31",
        "filing_date": "2012-04-24",
        "form_type": "AA",
        "description": "accounts-with-accounts-type-total-exemption-small",
        "paper_filed": true,
        "pdf_url": "/company/03425985/accounts/2011-08-31.pdf",
        "companies_house_url": "https://find-and-update.company-information.service.gov.uk/company/03425985/filing-history/MzA1NjM5NDkzMWFkaXF6a2N4/document?format=pdf&download=0"
      },
      {
        "made_up_date": "2010-08-31",
        "filing_date": "2011-05-11",
        "form_type": "AA",
        "description": "accounts-with-accounts-type-total-exemption-small",
        "paper_filed": true,
        "pdf_url": "/company/03425985/accounts/2010-08-31.pdf",
        "companies_house_url": "https://find-and-update.company-information.service.gov.uk/company/03425985/filing-history/MzAzNjk4NTIzOGFkaXF6a2N4/document?format=pdf&download=0"
      },
      {
        "made_up_date": "2009-08-31",
        "filing_date": "2010-05-27",
        "form_type": "AA",
        "description": "accounts-with-accounts-type-total-exemption-small",
        "paper_filed": true,
        "pdf_url": "/company/03425985/accounts/2009-08-31.pdf",
        "companies_house_url": "https://find-and-update.company-information.service.gov.uk/company/03425985/filing-history/MzAxNjQzMDAwNWFkaXF6a2N4/document?format=pdf&download=0"
      },
      {
        "made_up_date": "2008-08-31",
        "filing_date": "2009-05-11",
        "form_type": "AA",
        "description": "accounts-with-accounts-type-total-exemption-small",
        "paper_filed": true,
        "pdf_url": "/company/03425985/accounts/2008-08-31.pdf",
        "companies_house_url": "https://find-and-update.company-information.service.gov.uk/company/03425985/filing-history/MjAzMjYxMzIwMmFkaXF6a2N4/document?format=pdf&download=0"
      },
      {
        "made_up_date": "2007-08-31",
        "filing_date": "2008-06-09",
        "form_type": "AA",
        "description": "accounts-with-accounts-type-total-exemption-full",
        "paper_filed": true,
        "pdf_url": "/company/03425985/accounts/2007-08-31.pdf",
        "companies_house_url": "https://find-and-update.company-information.service.gov.uk/company/03425985/filing-history/MjAwNjg0OTE4MWFkaXF6a2N4/document?format=pdf&download=0"
      },
      {
        "made_up_date": "2006-08-31",
        "filing_date": "2007-06-06",
        "form_type": "AA",
        "description": "accounts-with-accounts-type-full",
        "paper_filed": true,
        "pdf_url": "/company/03425985/accounts/2006-08-31.pdf",
        "companies_house_url": "https://find-and-update.company-information.service.gov.uk/company/03425985/filing-history/MTgxMTAwOTMxYWRpcXprY3g/document?format=pdf&download=0"
      },
      {
        "made_up_date": "2005-08-31",
        "filing_date": "2006-05-25",
        "form_type": "AA",
        "description": "accounts-with-accounts-type-full",
        "paper_filed": true,
        "pdf_url": "/company/03425985/accounts/2005-08-31.pdf",
        "companies_house_url": "https://find-and-update.company-information.service.gov.uk/company/03425985/filing-history/MTYwNTUwMDk5YWRpcXprY3g/document?format=pdf&download=0"
      },
      {
        "made_up_date": "2004-08-31",
        "filing_date": "2005-07-27",
        "form_type": "AA",
        "description": "accounts-with-accounts-type-full",
        "paper_filed": true,
        "pdf_url": "/company/03425985/accounts/2004-08-31.pdf",
        "companies_house_url": "https://find-and-update.company-information.service.gov.uk/company/03425985/filing-history/OTMwNDA1MDNhZGlxemtjeA/document?format=pdf&download=0"
      },
      {
        "made_up_date": "2003-08-31",
        "filing_date": "2004-07-07",
        "form_type": "AA",
        "description": "accounts-with-accounts-type-small",
        "paper_filed": true,
        "pdf_url": "/company/03425985/accounts/2003-08-31.pdf",
        "companies_house_url": "https://find-and-update.company-information.service.gov.uk/company/03425985/filing-history/ODQxNTI0MTFhZGlxemtjeA/document?format=pdf&download=0"
      },
      {
        "made_up_date": "2002-08-31",
        "filing_date": "2003-09-11",
        "form_type": "AA",
        "description": "accounts-with-accounts-type-small",
        "paper_filed": true,
        "pdf_url": "/company/03425985/accounts/2002-08-31.pdf",
        "companies_house_url": "https://find-and-update.company-information.service.gov.uk/company/03425985/filing-history/NTI4MDM5MDZhZGlxemtjeA/document?format=pdf&download=0"
      },
      {
        "made_up_date": "2001-08-31",
        "filing_date": "2002-08-15",
        "form_type": "AA",
        "description": "accounts-with-accounts-type-full",
        "paper_filed": true,
        "pdf_url": "/company/03425985/accounts/2001-08-31.pdf",
        "companies_house_url": "https://find-and-update.company-information.service.gov.uk/company/03425985/filing-history/MTE3MzA1MDMyYWRpcXprY3g/document?format=pdf&download=0"
      },
      {
        "made_up_date": "2000-08-31",
        "filing_date": "2001-07-04",
        "form_type": "AA",
        "description": "accounts-with-accounts-type-full",
        "paper_filed": true,
        "pdf_url": "/company/03425985/accounts/2000-08-31.pdf",
        "companies_house_url": "https://find-and-update.company-information.service.gov.uk/company/03425985/filing-history/NjUzNjI0NTVhZGlxemtjeA/document?format=pdf&download=0"
      },
      {
        "made_up_date": "1999-08-31",
        "filing_date": "2000-07-04",
        "form_type": "AA",
        "description": "accounts-with-accounts-type-full",
        "paper_filed": true,
        "pdf_url": "/company/03425985/accounts/1999-08-31.pdf",
        "companies_house_url": "https://find-and-update.company-information.service.gov.uk/company/03425985/filing-history/Njg3Njg2OTVhZGlxemtjeA/document?format=pdf&download=0"
      },
      {
        "made_up_date": "1998-08-31",
        "filing_date": "1999-02-18",
        "form_type": "AA",
        "description": "accounts-with-accounts-type-full",
        "paper_filed": true,
        "pdf_url": "/company/03425985/accounts/1998-08-31.pdf",
        "companies_house_url": "https://find-and-update.company-information.service.gov.uk/company/03425985/filing-history/NjUzNjI0ODlhZGlxemtjeA/document?format=pdf&download=0"
      }
    ],
    "filing_history_url": "https://find-and-update.company-information.service.gov.uk/company/03425985/filing-history"
  },
  "confirmation_statement": {
    "next_due": "2026-09-11",
    "last_made_up": "2025-08-28"
  },
  "officers": [],
  "psc": [
    {
      "name": "Mr David Macaree Earl",
      "kind": "individual-person-with-significant-control",
      "person_url": "/person/1203408",
      "controlling_company_url": null,
      "natures_of_control": [
        "significant-influence-or-control"
      ],
      "notified_on": "2016-04-06",
      "ceased_on": "2026-04-13",
      "nationality": "British",
      "country_of_residence": "England",
      "source": "snapshot"
    },
    {
      "name": "Highview Shareholdings Limited",
      "kind": "corporate-entity-person-with-significant-control",
      "person_url": null,
      "controlling_company_url": "/company/09105096",
      "natures_of_control": [
        "ownership-of-shares-50-to-75-percent",
        "voting-rights-50-to-75-percent",
        "right-to-appoint-and-remove-directors"
      ],
      "notified_on": "2026-04-13",
      "ceased_on": null,
      "nationality": "",
      "country_of_residence": "",
      "source": "snapshot"
    }
  ],
  "external_links": [],
  "provenance": {
    "source": "snapshot",
    "first_seen_at": "2026-07-05T12:35:35.811816+00:00",
    "last_seen_snapshot": "2026-08-01",
    "retrieved_at": "2026-08-02T04:49:33.076767+00:00"
  },
  "licence": "Open Government Licence v3.0",
  "licence_url": "https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/",
  "attribution": "Contains public sector information licensed under the Open Government Licence v3.0. Source: Companies House."
}